American media outlets were finally able to track down a mythical creature — a person who actually signed up for the Obamacare exchanges online.
But that person, Chad Henderson, admitted to the Washington Post that the premium for the plan he enrolled in was $175. Ouch! Wasn’t Obamacare supposed to lower premiums?
Henderson’s going to pay a $175 premium and he won’t even receive vision or dental insurance. He has contacts, so not having vision insurance is kind of a bum deal.
Henderson, as far as we know a healthy, 21-year-old college student at Chattanooga State Community College who lives in Flintstone, Ga., and works part-time at a day-care center, did not qualify for tax credits to purchase insurance, according to the Post.
Without Obamacare, Henderson could have received health insurance for as little as $44.72 on eHealthInsurance.com, according to Michael F. Cannon of the Cato Institute.
$175 premium for a young, healthy student? Thanks, Obamacare! | WashingtonExaminer.com
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The 30 year old man who saved Obamacare —
http://online.wsj.com/article/SB10001424052702304906704579111433416080064.html
So the salvation of Obamacare is medicaid? Guess the money for that comes from trees.
I thought you were supposed to be able to choose your health insurance from different providers to get the lowest rate? Why would someone choose a provider with a rate that high?
Under Obamacare, the young and healthy subsidize the old and those with pre-existing conditions. Obamacare limits the amount people pay in premiums based on age, and there is no financial penalty for pre-existing conditions even if your unhealthy lifestyle led to those pre-existing conditions (e.g. obesity and smoking).
Young people are being taken to the cleaners by the health care system. If they go to college, their tuition, particularly at public colleges and universities, has risen as money that used to go the education now goes to Medicare. This gets paid for by student loans which must be paid back when they start working. So the poor starving students pay for the poor. Personnel costs rise to pay benefits for the faculty and staff due to the healthcare system’s inefficiencies which also shows up in tuition and fees. They pay for payroll taxes to support Medicare if they have a job and they will soon have to pay higher rates to subsidize boomers as Mr. Henderson so painfully found out. When they go out to get a job, they might find their hours will be limited to 28 hrs a week so their employer can avoid ACA penalties. If you add in ALL the impacts of a healthcare system that’s only good at gaming the system, it is probably costing Millenials hundreds of dollars a mounth, even if they don’t have insurance or any medical bills.
I used to be more concerned about future generations. But younger voters voted overwhelmingly for Obama and supported Obamacare. That is in spite of having examples of Social Security and Medicare which will either give them huge negative returns or be gone by the time they are to receive benefits. After that, I feel much less responsibility for them.
Anecdotes are one thing.
I am waiting for randomized polling data next January asking people if they were able to keep their doctor or their plan, and if their premiums and deductibles went up or down. Then we will have a better idea of how destructive Obamacare is for the country as a whole. Obama told many lies to get this thing passed – I expect/fear it will hurt far more people than it helps.
This is just getting started. Last week I was in several cities, and read the local papers, all of which had articles on the upcoming insurance exchanges. Only one article mentioned, briefly and buried, that health insurance would be mandatory. Every other article touted the benefits of the exchanges, without mentioning the individual mandate. The impression given was that ‘Hey, now you can buy health coverage’. not ‘Hey, now you have to buy health coverage’.
I’m self-insured: I pay for all my medical expenses. My primary care physician only accepts cash, and his rates for office visits, in-house procedures, lab work, and prescriptions are very reasonable. Obamacare affects this relationship not in the slightest, and as for the individual mandate, let’s just say the Feds can perform an autointercoursectomy.
I was thinking that there might be a way to claim that by being self-insured, you automatically have health insurance. I haven’t found anything on this yet.
I finally tracked down some pricing from my current insurance provider here in Florida. My monthly premium will increase from $190 per month to $630 per month for the cheapest ACA policy that my current carrier offers starting January, 2014.
Forward, comrades!
Was your 190 subsidized by an employer? 630 is typical of full cost before Obamacare. If 630 is the full cost, you probably qualify for a subsidy that would bring it down closer to the 190. What about coverage? Are you apples to apples with the 190/630? At the end of the day, you may end up with better coverage at not more than what you currently pay.
You realize that these so-called “subsidies” are just a means of “buying the people with their own tax money”.
From what I’ve seen ACA coverage is rarely better than the pre ACA coverage.
However, smokers can now celebrate and light up in honor of the ACA!!! They may pay more for life insurance but their health care costs are “subsidized” by everyone else!!!!!
I think I saw where the CBO showed that there would eventually be less taxpayer money going to healthcare with the ACA than there is now. There is certainly a reshuffling of where the current money will flow, but basically no new money when all is said and done. Remember, the taxpayer even before Obamacare was spending lots of money on healthcare for other people. The goal is to have those people getting something for nothing right now to chip in some.
Actually the CBO never said that since the CBO is only concerned with the “B” part (Budget). What the CBO said originally was that it would cost $900b over 10 years. What they said most recently is that it will cost $3.6T over 10 years.
Now the stated purpose of Obamacare was to insure the 45m who were not insured. The Administration AND the CBO now admit that only 15m of those will be insured. So let’s do the math. 15m at a cost of $3.6t over 10 years works out to $24,000 per person per year.
The government has decided that any insurance plan that costs over $10,500 per person per year is a “Cadillac” plan and will be subject to extra tax. Yet their plan costs over twice that! And that includes everything from the bronze to the platinum, with the lower end plans have OOP expenses in excess of $6000 before the insurance kicks in!
yea, that works real well.
Avery, are you aware that Obamacare does not cover everyone…
the biggest group it does not cover is everyone that can’t afford out of pocket expenses
It is only fitting – their habit pays for S-Chip.
The media really struggled finding the very introverted Chad Henderson. Checking email must be hard. He is a volunteer at Organizing For America(OFA) and President of the Walker County Young Democrats.
http://hotair.com/archives/2013/10/04/what-a-coincidence-single-obamacare-success-story-is-ofa-volunteer/
That explains his stupidity, as a college student working part-time, willing to dole out $175 a month for “health insurance” (quoting the two huge men with baseball bats who must have “explained” it to him).
“Obama Hope and Change” baseball bats… Not league standard, but good stout wood for the intended purpose.
If he is 21 years old, he qualifies to be on his parents insurance till he is 26. I bet you all support that. it will take time to shake out all the bugs and see exactly what we have. It is too soon to judge right now. Most young people are on their employers’ insurance and Obamacare doesn’t affect them.
Actually, no. If he is old enough to vote, and if he is old enough to accept responsibility for his own actions, he is old enough to make his own decisions, and is no longer a ward of his parents.
And in case you are wondering, I have 4 children, 2 of which are still under 26. And no, they take care of their own insurance.